The beauty of the internet today is you can get a quote for just about anything pretty much instantly. Mortgages even can be instantly quoted using the internet for free. This is a great way I know how to quickly figure out if you can afford a mortgage. You can get a free live quote at MoneyMagic, then you can get the numbers to figure out exactly what you can do. It's important to not get into a mortgage you can't afford, get a quote, and really consider if you can afford it before you decide to go through with it.

My technique is a great way to find out what home you can afford for free. It works best for me because I don't feel obligated to anything since it's all free, and I can get a few quotes until I find exactly what I can afford. I hope this guide helps you find a mortgage you can afford.