Have you ever wondered if your really getting a good deal through your bank on your credit card? Often times I wonder just this thing so I took the initiative and did some comparison shopping online.

For along time I've been paying a APR of 19.9% which I thought was a good deal since my Sears card has a 35% APR. As many of your probably know this is a horrible APR, but I didn't find that out until I read some credit card reviews at Creditcardsclub.com.

The first category I looked under for reviews was under the 'lower interest credit cards' category. That's when I say a Capital One card that had a APR at only 7.9%. When I saw that, the feeling of being ripped off angered me and tomorrow Im planning on calling Capital One for my new card.